Payday-aware daily number
Bills due before your next payday are set aside first. Weekly, fortnightly and monthly paydays supported.
offline · private · rand-first
Know what you can safely spend. Share nothing.
Cryxel Ledger is a personal-finance app for Windows that lives entirely on your PC. No bank logins. No cloud account. Built around rands, payday and how South Africans actually spend.
Get notified free trial · coming soon — launching shortly
Buy licence R50 · coming soon — launching shortly
- ✓ works offline
- ✓ no bank logins
- ✓ no tracking or telemetry
- ✓ 14-day refund
- ✓ SHA-256 published
Screenshot uses made-up demo data.
the idea
Your money data is yours.
Most money apps ask for your bank password or live in someone else’s cloud. Cryxel Ledger takes the opposite approach: everything stays in a database on your own computer, and the app never connects to your bank.
Install
Per-user installer. No admin rights needed, no certificates added to Windows.
Add money moves
Type them, import a bank CSV you downloaded, or paste a bank SMS / payment email.
See what is safe
Bills before payday are set aside; you see what you can spend today.
Back it up
One-click backups to a folder you choose (for example your OneDrive folder).
capabilities
Everything in one offline cockpit
Built for rands
Rand amounts, SA tax year (1 March), load-shedding slots, grants, taxi and fuel categories ready to go.
Monthly caps that make sense
Set a cap per category, see spent vs remaining, and get plain-language insights on what changed.
Never miss a due date
Recurring bills with reminders, a debt planner and a net-worth view that updates as you go.
Savings goals & jars
Track emergency funds and holidays, with progress rings and target dates.
Quotes & invoices
Customers, quotes and invoices with 150 printable document designs and PDF tools.
Statements, SMS & email
Import bank CSVs, or paste a bank SMS or payment email and let the app suggest the entry. Optional receipt scanning.
People, PINs & kids
Several people on one PC, each with their own sign-in, plus a kids’ pocket-money corner.
5 languages, 100+ themes
English, Afrikaans, isiZulu, isiXhosa, Sesotho; high-contrast and colour-blind themes.
in the app
See it running
Real screenshots from the app with made-up demo data.
pricing
One licence. No subscription.
One-time price in South African rand, as shown at checkout.
// try first
Free trial
R0
- All features for 14 days
- Then read-only: view, export and back up your data
- No account, no card
// full licence
Cryxel Ledger 6.2.2
R50
- One-time purchase of R50 (ZAR), no subscription
- Licence key checked offline
- Updates as described on the store page at time of purchase
- 14-day refund — no questions asked
trust, but verify
Download & verify
Every release is checksummed and meant to be scanned before it is published. Check it yourself in under a minute.
Windows installer
Cryxel Ledger 6.2.2 · Windows 10/11 64-bit
Get notified coming soon — launching shortly
The download and the store open shortly — email us to be told the moment they do.
Published SHA-256
9849d4627f79b6d2d990cf909ab75954b1cbc35172b0af06b85b7b8af5d7070fAlso in SHA256SUMS.txt beside the download. You can look this hash up on VirusTotal yourself; we have not published a VirusTotal scan result for this version yet.
Check it in PowerShell
Get-FileHash .\CryxelLedger-Setup-6.2.2.exe -Algorithm SHA256Compare the output with the hash on the left. If it differs, do not run the file.
The installer is not code-signed yet, so Windows SmartScreen may say “Windows protected your PC”. That is why we publish the hash. See the FAQ below.
questions
FAQ
Why does Windows show a SmartScreen warning?
SmartScreen warns about any installer that is new or not signed with a paid code-signing certificate. Cryxel Ledger is an independent product from a one-person studio and the installer is not yet digitally signed, so Windows shows “Windows protected your PC” — this is about reputation and signing, not a detected virus.
Before you click More info → Run anyway, check the file’s SHA-256 against the value published on this page (see below) and, if you like, look at the public VirusTotal report. If the hash does not match, do not run it — delete it and email us.
How do I verify the SHA-256 hash of my download?
Open PowerShell in the folder you downloaded to and run:
Get-FileHash .\CryxelLedger-Setup-6.2.2.exe -Algorithm SHA256The long hex value must be identical to the one in SHA256SUMS.txt and on the download section of this page (letters are case-insensitive). Any difference means the file was altered or corrupted — do not run it.
Is it really offline? Do I have to give it my bank logins?
It is really offline and it never asks for bank logins or card numbers. Cryxel Ledger runs on your PC and keeps everything in a local database. You add money in and out by typing, by importing a bank statement CSV you download yourself, or by pasting a bank SMS or payment email into the app. It makes no connection to your bank.
Does Cryxel Studio see my data?
No. The app contains no telemetry or analytics and does not send your financial data anywhere. Your data lives in %LOCALAPPDATA%\CryxelLedger on your computer. See the privacy page.
How does the 14-day free trial work?
Install it and use every feature for 14 days. After the trial the app becomes read-only: you can still open everything, export your data and make backups — you are never locked out of your own records — until you enter a licence key.
How do I get my licence key after paying?
Your licence key is delivered by the store you buy from (receipt email / download page). Paste it into Settings → Licence. Keys are checked offline on your PC, so no internet connection is needed to activate.
Forgot your password?
Cryxel Ledger keeps everything on your PC and never emails you, so it gives you a one-time recovery code when you create your account (and whenever you make a new one in Settings → Password recovery). It is shown once — copy it, print it or save it as a text file and keep it somewhere safe.
If you forget your password, press Forgot my password on the sign-in screen (on the same PC), type your sign-in name and the code, and choose a new password. The code then stops working and you are given a fresh one. Too many wrong tries pauses the sign-in for a few minutes. Without your password, recovery code or security answers nobody can open your data — not even us — so please keep the code safe and make backups.
I lost my licence key. What now?
Email cryxelstudio@gmail.com from the address you bought with and include your order number or receipt. We verify the purchase and, once confirmed, re-send your key. Your data is not affected by a lost key.
What if I do not like it? Can I get a refund?
Yes: ask within 14 days of purchase for a full refund, no questions asked, by emailing us. This is in addition to your rights under the Consumer Protection Act and the ECTA. Details on the terms page.
Which Windows versions are supported?
Windows 10 and Windows 11, 64-bit. The app opens in its own window using Microsoft Edge WebView2 (the installer includes the Microsoft component and installs it only if it is missing). It is not available for Mac or phones; a phone companion page can be opened over your home Wi-Fi.
Do I need administrator rights? Does it change my Windows settings?
No. By default it installs for your Windows user only. The installer adds no certificates to Windows and makes no changes to your security settings. Uninstalling keeps your data folder so you cannot lose records by accident.
Does it work in my language?
English, Afrikaans, isiZulu, isiXhosa and Sesotho are built in, with rand (ZAR) amounts, SA payday habits, load-shedding slots and the South African tax year in mind.
Is the tax or “safe to spend” number financial advice?
No. Those figures are aids that depend on what you enter. Check them against your own records or a registered professional before relying on them.